Personal Finance
Student File Storage Site: http://oscar.lcsd.k12.wa.us/moodle
***This schedule is
subject to change and/or adjustment***
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April/May/June
– 2nd Semester |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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29 Workbook: Before you Begin Activity: Family Feud |
30 Part 1: Budgeting Activity: Balancing your Checkbook |
1 Bonus Video: “Balancing your Checkbook” Part 2: Budgeting Part 3: Budgeting |
2 Part 4: Budgeting Activity: How to write a check |
3 Part 5: Budgeting Activity: ‘Student Budget’ |
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6 Case
Studies Part 4
and 5 Money
in Review |
7 Part 6: Budgeting Activity: Consumer Equity |
8 Money in Review Chapter 7 test |
9 Grade test review Part I and II of Chapter 8: Bargains |
10 Chapter 8 Part III Activity: Computing discounts |
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13 Chapter 8 Part 4 Activity: Seven basics of Negotiating Activity: Food for Thought |
14 Chapter 8 Part 5 Activity: Double Discounts |
15 Activity: Bargain Shopping Workbook – Money in Review Case Studies too |
16 No Class – ½ day |
17 Chapter 9 Part III Time Budget |
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21 Chapter 9: Relating Money Part IV |
22 Part V Travel Agent activity Money in Review |
23 Chapter 9 test Check Money in Review |
24 |
25 |
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28 Chapter 10: Careers and Employment
Taxes |
29 |
30 |
1 |
2 |
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4 Chapter 11: Ins and Outs
Insurance |
5 |
6 |
7 |
8 |
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11 Chapter 12: Real Estate and
Mortgages |
12 |
13 |
14 |
15 |
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April – 2nd Semester 2012 |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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2 SPRING BREAK |
3 SPRING BREAK |
4 SPRING BREAK |
5 SPRING BREAK |
6 SPRING BREAK |
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9 Grade Chapter 4 test Start Chapter 5: Consumer Awareness Workbook – before you begin Start Part 1 |
10 |
11 |
12 Parts 4 and 5 ACTIVITY: Opportunity Cost
Turn in Commerical Viewer
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13 WORKBOOK: Money in Review
More commericials from the 50’s- 60’s |
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16 ACTIVITY: Marketing Madness
Case Studies |
17 Additional Case Studies
Chapter 5 test on Consumer Awareness |
18 Review Chapter 5 test Part I in Chapter 6 Before you Begin |
19 Chapter 6: Credit Bureaus and Collection Practices Part II Activity: “Reading a Credit Report” |
20 Chapter 6: Part III video Activity: “Avoiding On-Line Fraud” |
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23 Video: Teen Workers – Real Jobs, real Skills |
24 Chapter 6: Credit reports and scams Discuss activity regarding avoid on line scams Craigslist call on Snowboards |
25 Finish Part IV Work on Investigative Reports and scams Activity |
26 Finish Scan Activity. Present the scam and warning to the class Part V video |
27 Pro-Rata Debts Activity
Money in Review |
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30 Part IV Video Finish Pro-Rata and Money and Review |
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March – 2nd Semester |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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5 Finish Roth IRA vs
401K Watch part II Wealth Building Pyramid Turn in Books for Money in Review, ch2 |
6 Part 4 of video Activity: Rule of 72 |
7 Part 5 of the video Activity: Monthly Retirement Planning |
8 My Roth IRA Money in Review |
9 Chapter 3 test |
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12 Review Chapter 3 test Start Chapter 4 Part I |
13 |
14 No Class |
15 Video: Parts 2 and 3 Dave Ramsey Audio – credit cards, co-signing |
16 Activity: Rent to Own |
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19 Guest Speaker |
20 Video: Part 4 Activity: Research Activity |
21 Video: Part 5 Activity: Making the Minimum |
22 Activity: True Cost of Ownership |
23 |
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26 Video: Part 6 Activity: Hidden Costs of Credit Ramsey App – online payday loan call |
27 Video: Part 7 Activity: Drive Free Bonus Video: “drive free, build wealth” |
28 Guest speaker |
29 Part 8 Workbook: Money in Review Activity: Debt Snowball |
30 Test: Chapter 4 test |
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Why Cosigning on a loan is a really, really bad idea:
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15
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16 |
17 |
18 |
19 Chapter 6 test Bonus video “Credit Score and employment” |
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22 Unit Test over Chapter 4-6. Grade chapter 6 test
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23 Start Chapter 7 |
24 NO SCHOOL Thanksgiving |
25 NO SCHOOL Thanksgiving |
26 NO SCHOOL Thanksgiving |
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29 |
30 |
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January/February – 2nd Semester 2012 |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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30 Video: Dave’s personal testimony Video: Orientation Part I of Savings video |
31 Workbook: Before you begin Activity: Candy bar madness Part II of Savings |
1 Activity: Savings by nation Activity: Live from Financial Peace Plaza Part III of Savings |
2 Substitute Test: Financial Pre-test Activity: Impact of Daily Decisions |
3 Video: Frontline: “10 Trillion and Counting” America’s Debt |
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6 Guest Speaker: Michael Trybon |
7 Activity: Rate of Return Part IV of Savings |
8 Activity: Financial calculator Workbook:
Money in Review Case
Studies – Group work Dave Ramsey Calls - Savings |
9 Chapter 1 test Bonus
Video: “Setting Goals that work” Watch Part 1 - Investments |
10 Digital nation Doc |
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13 Investments Watch Part II Workbook: Before
you begin Venn Diagram
activity Investment Scavenger hunt Explain what a stock is…why companies issue them. Watch Part II Dave Ramsey Audio on being debt-free and why you should never co-sign |
14 Digital nation Doc |
15 Watch Part III Venn Diagram Activity Investment Scavenger Hunt |
16 Watch Part IV Discuss Give, Save, Spend. Audio from a Ramsey call. Discuss single stock. Audio from a Ramsey call |
17 Workbook: Money in Review Watch Part V Reading a
Prospectus Activity (printout of sample prospectus) Use Etrade |
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20 NO School |
21 Watch
Part VI Finish reading a prospective |
22 Investments compared/Name that Investment – groups of 2 |
23 |
24 Prospectus
Quiz Investments examined |
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27 Investments
examined What is the risk/return Ratio? |
28 Case Studies Workbook: Money in Review |
29 Chapter 2 test on Investments |
1 Part I of chapter 3 – Retirement. Handout – 401K vs Roth IRA |
2 Part
II Breakdown chapter 2 test |
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Why Cosigning on a loan is a really, really bad idea: |
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September – 1st Semester |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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30 |
31 |
1 First day of School
Video: Dave’s personal testimony Video: Orientation Test: Financial Pre-test |
2 Workbook: Before you begin Activity: Candy bar madness Part I of Savings video |
3 Activity: Savings by nation Activity: Live from Financial Peace Plaza Part II of Savings |
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6 Labor Day No School |
7 Activity: Impact of Daily Decisions Part III of Savings |
8 Activity: Rate of Return Part IV of Savings |
9 Activity: Financial calculator Workbook: Money in Review |
10 Chapter 1 test Bonus Video: “Setting Goals that work”
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13 Investments Watch Part I Workbook: Before you begin
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14 Explain what a stock is…why companies issue them. Watch Part II Dave Ramsey Audio on being debt-free and why you should never co-sign |
15 Watch Part III Venn Diagram Activity Reading a Prospectus Activity (printout of sample prospectus) Investment Scavenger Hunt |
16 Watch Part IV Watch Part V Investments examined |
17 Workbook: Money in Review Watch Part VI Name that investment and |
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20 Guest Speaker from Everest College. Joanna Murphy |
21 Workbook: Money in Review Watch Part VI |
22 Part IV Investments compared |
23 Case Studies |
24 Chapter 2 test on Investments |
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27 Bonus Video: Leadership Chapter 3: Retirement Grade Ch. 2 test Part I of video Workbook: Before you begin |
28 Activity: Roth IRA and 401K Part II of Video |
29 Part 3 of Video Activity: Wealth Building Pyramid |
30 Part 4 of video Activity: Rule of 72 |
1 Part 5 of the video Activity: Monthly Retirement Planning |
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Why Cosigning on a loan is a really, really bad idea:
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February – 2nd Semester - 2011 |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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31 First day of School
Video: Dave’s personal testimony Video: Orientation Test: Financial Pre-test Part I of Savings video |
1 Workbook: Before you begin Activity: Candy bar madness Part II of Savings Activity: Savings by nation Activity: Impact of Daily Decisions |
2 Activity: Financial calculator |
3 Part III of Savings Activity: Live from Financial Peace Plaza – 3 calls
Workbook: Money in Review
Additional Case Studies |
4 Case Studies Workbook: Money in Review
Chapter 1 test - C |
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7 Grade Chapter 1 test Investments Watch Part I Workbook: Before you begin Bonus Video: “Setting Goals that work” |
8 Super Bowl Commercials – review, marketing, product placement, target demographic Finish Part II Start Part III |
9 Explain what a stock is…why companies issue them. Watch Part III Venn Diagram Activity Reading a Prospectus Activity (printout of sample prospectus) |
10 Watch Part IV Dave Ramsey Audio on being debt-free and why you should never co-sign
Activity: Investment Scavenger Hunt |
11 Watch Part IV Watch Part V Activity: Investments examined |
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14 Workbook: Money in Review Watch Part VI Activity: Name that investment |
15 Workbook: Money in Review Watch Part VI |
16 Part IV Activity: Investments compared Case Studies |
17 Chapter 2 test on Investments |
18 |
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21
No School President’s Day |
22 |
23 Bonus Video: Leadership Chapter 3: Retirement Grade Ch. 2 test Part I of video Workbook: Before you begin |
24 Activity: Roth IRA and 401K Part II of Video |
25 Part 3 of Video Activity: Wealth Building Pyramid |
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28 Part 4 of video Activity: Rule of 72 |
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Why Cosigning on a loan is a really, really bad idea:
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March – 2nd Semester - 2011 |
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1 Part 5 of the video Activity: Monthly Retirement Planning |
2 Finish part V Activity: Monthly retirement planning Finish “rule of 72” |
3 Workbook: Money in Review for Chapter 3: Retirement |
4 Activity: My Roth IRA and Comparing the 401k and Roth IRA |
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7 Bonus: “Preparing for College” Chapter 3 test |
8 |
9 Unit test over Chapter 1-3 |
10 Finish Unit test Start Chapter 4: Dangers of Debt Video: Part I Workbook: Before You Begin |
11 Video: Parts 2 and 3 Activity: Rent to Own Activity: Research Activity |
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14 Video: Part 4 |
15 Video: Part 5 Activity: True Cost of Ownership |
16 Video: Part 6 Activity: Making the Minimum |
17 Video: Part 7 Activity: Hidden Costs of Credit |
18 Video: Part 8 Activity: Debt Snowball |
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21 Activity: Drive Free Bonus Video: “drive free, build wealth” |
22 Workbook: Money in Review Activity: Persuasive Writing |
23 Finish Chapter 4 - Drive free |
24 Test: Chapter 4 test |
25 Grade Chapter 4 test Start Chapter 5: Consumer Awareness Workbook – before you begin Start Part 1 |
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28 Finish Part I Activity commercial viewer Part 2 |
29 Part 3 Activity: 0% for 24 months |
30 |
31 |
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January 2011 – 1st Semester |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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3 Chapter 9: Relating to Money |
4 Activity: Further Reading – Summary of ‘Men are from Mars, Women are from Venus’ – go to Barnes and Noble to read first 3 paragraphs |
5 |
6 |
7 Chapter 9 test |
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10 Chapter 10: Career Choices and Employment Taxes |
11 Unit 3 test |
12 |
13 Chapter 10 test |
14 Chapter 11: Ins and Outs of Insurance
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17
MLK Birthday
No School
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18 |
19 |
20 Chapter 12: Real Estate and Mortgages |
21 |
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24
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25 Chapte 12 test |
26 Unit test Financial Post Test |
27 Last Day of the semester Final Exam |
28
NO SCHOOL |
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29 |
30 |
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December – 1st Semester |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
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29 Workbook: Before you Begin Activity: Family Feud
|
30 Part 1: Budgeting
Activity: Balancing your Checkbook |
1 Bonus Video: “Balancing your Checkbook” Part 2: Budgeting Part 3: Budgeting
|
2 Part 4: Budgeting Activity: How to write a check |
3 Part 5: Budgeting Activity: ‘Student Budget’ |
|
6 Part 6: Budgeting Activity: Consumer Equity |
7 Money in Review Chapter 7 test |
8 |
9 Grade 7 Test Part I and II of Chapter 8 |
10 Chapter 8 Part III Activity: Computing discounts
|
|
13
Chapter 8 Part 4 Activity: Seven basics of Negotiating Activity: Food for Thought |
14
Chapter 8 Part 5 Activity: Double Discounts |
15 Activity: Bargain Shopping
Workbook – Money in Review
Case Studies too |
16
Chapter 8 test
Bonus Video: “Buying your first car” |
17
John Stossels |
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Christmas Break… |
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November – 1st Semester |
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Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
|
1 Parts 4 and 5 ACTIVITY: Opportunity Cost
Turn in Commerical Viewer
|
2 WORKBOOK: Money in Review
More commericials from the 50’s- 60’s |
3 ACTIVITY: Marketing Madness
Case Studies |
4 Additional Case Studies
Chapter 5 test on Consumer Awareness |
5 Review Chapter 5 test Part I in Chapter 6 Before you Begin |
|
8 Chapter 6: Credit Bureaus and Collection Practices Part II Activity: “Reading a Credit Report” |
9 Chapter 6: Part III video Activity: “Avoiding On-Line Fraud” |
10 Video: Teen Workers – Real Jobs, real Skills |
11 NO SCHOOL VETERAN’S DAY |
12 Chapter 6: Credit reports and scams Discuss activity regarding avoid on line scams Craigslist call on Snowboards
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|
15 Finish Part IV Work on Investigative Reports and scams Activity
|
16 Finish Scan Activity. Present the scam and warning to the class Part V video |
17 Pro-Rata Debts Activity
Money in Review |
18 Part IV Video Finish Pro-Rata and Money and Review |
19 Chapter 6 test Bonus video “Credit Score and employment” |
|
22 Unit Test over Chapter 4-6. Grade chapter 6 test
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23 Start Chapter 7 |
24 NO SCHOOL Thanksgiving |
25 NO SCHOOL Thanksgiving |
26 NO SCHOOL Thanksgiving |
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29 |
30 |
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October 2010 |
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4 Finish part V Activity: Monthly retirement planning Finish “rule of 72” |
5 Workbook: Money in Review for Chapter 3: Retirement |
6 Activity: My Roth IRA and Comparing the 401k and Roth IRA |
7 Bonus: “Preparing for College” Chapter 3 test
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8 NO SCHOOL |
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11 Unit test over Chapter 1-3 |
12 Finish Unit test Start Chapter 4: Dangers of Debt Video: Part I Workbook: Before You Begin |
13 Video: Parts 2 and 3 Activity: Rent to Own Activity: Research Activity |
14 Video: Part 4 |
15 Video: Part 5 Activity: True Cost of Ownership |
|
18 Video: Part 6 Activity: Making the Minimum |
19 Video: Part 7 Activity: Hidden Costs of Credit |
20 Video: Part 8 Activity: Debt Snowball |
21 Activity: Drive Free Bonus Video: “drive free, build wealth” |
22 Workbook: Money in Review Activity: Persuasive Writing |
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25 Finish Chapter 4 - Drive free |
26 Test: Chapter 4 test |
27 Grade Chapter 4 test Start Chapter 5: Consumer Awareness Workbook – before you begin Start Part 1 |
28 Finish Part I Activity commercial viewer Part 2 |
29 Part 3 Activity: 0% for 24 months |
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January 2011 – 1st Semester |
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|
Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
|
3 Chapter 9: Relating to Money |
4 Activity: Further Reading – Summary of ‘Men are from Mars, Women are from Venus’ – go to Barnes and Noble to read first 3 paragraphs |
5 |
6 |
7 Chapter 9 test |
|
10 Chapter 10: Career Choices and Employment Taxes |
11 Unit 3 test |
12 |
13 Chapter 10 test |
14 Chapter 11: Ins and Outs of Insurance
|
|
17
MLK Birthday
No School
|
18 |
19 |
20 Chapter 12: Real Estate and Mortgages |
21 |
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24
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25 Chapte 12 test |
26 Unit test Financial Post Test |
27 Last Day of the semester Final Exam |
28
NO SCHOOL |
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29 |
30 |
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December – 1st Semester |
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|
Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
|
29 Workbook: Before you Begin Activity: Family Feud
|
30 Part 1: Budgeting
Activity: Balancing your Checkbook |
1 Bonus Video: “Balancing your Checkbook” Part 2: Budgeting Part 3: Budgeting
|
2 Part 4: Budgeting Activity: How to write a check |
3 Part 5: Budgeting Activity: ‘Student Budget’ |
|
6 Part 6: Budgeting Activity: Consumer Equity |
7 Money in Review Chapter 7 test |
8 |
9 Grade 7 Test Part I and II of Chapter 8 |
10 Chapter 8 Part III Activity: Computing discounts
|
|
13
Chapter 8 Part 4 Activity: Seven basics of Negotiating Activity: Food for Thought |
14
Chapter 8 Part 5 Activity: Double Discounts |
15 Activity: Bargain Shopping
Workbook – Money in Review
Case Studies too |
16
Chapter 8 test
Bonus Video: “Buying your first car” |
17
John Stossels |
|
Christmas Break… |
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November – 1st Semester |
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|
Monday: |
Tuesday: |
Wednesday: |
Thursday: |
Friday: |
|
1 Parts 4 and 5 ACTIVITY: Opportunity Cost
Turn in Commerical Viewer
|
2 WORKBOOK: Money in Review
More commericials from the 50’s- 60’s |
3 ACTIVITY: Marketing Madness
Case Studies |
4 Additional Case Studies
Chapter 5 test on Consumer Awareness |
5 Review Chapter 5 test Part I in Chapter 6 Before you Begin |
|
8 Chapter 6: Credit Bureaus and Collection Practices Part II Activity: “Reading a Credit Report” |
9 Chapter 6: Part III video Activity: “Avoiding On-Line Fraud” |
10 Video: Teen Workers – Real Jobs, real Skills |
11 NO SCHOOL VETERAN’S DAY |
12 Chapter 6: Credit reports and scams Discuss activity regarding avoid on line scams Craigslist call on Snowboards
|
|
15 Finish Part IV Work on Investigative Reports and scams Activity
|
16 Finish Scan Activity. Present the scam and warning to the class Part V video |
17 Pro-Rata Debts Activity
Money in Review |
18 Part IV Video Finish Pro-Rata and Money and Review |
19 Chapter 6 test Bonus video “Credit Score and employment” |
|
22 Unit Test over Chapter 4-6. Grade chapter 6 test
|
23 Start Chapter 7 |
24 NO SCHOOL Thanksgiving |
25 NO SCHOOL Thanksgiving |
26 NO SCHOOL Thanksgiving |
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29 |
30 |
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