
N
A V I G A T I O N 1 0 1
GRADE: 11 LESSON: 9
THEME: PLANNING
FOR
LESSON GOALS:
ESSENTIAL QUESTIONS:
MATERIALS NEEDED:
CLASSROOM ACTIVITIES:
STUDENT PRODUCTS:

PAYING
Whether you hope to go to a
private college across the country or to the community college in your
neighborhood, college is expensive. Concern about money keeps many students
from going to college.
But don’t let money stop you. No matter what you want to do, there’s probably
financial aid available to help you. Here are some resources for you and your
parents.
SAVINGS
Saving money ahead of time is
a good way to pay for college. But it’s also the most difficult. Yet if you or
your family have a little money to put aside for college each month, there’s a
program that can help.
The Washington State Guaranteed Education Tuition Program (
NEED-BASED FINANCIAL AID
If you can’t save enough
money for college, you might qualify for need-based
financial aid. Many colleges help students with their expenses, and the
Federal Government has many aid programs as well. Usually, students get aid
based on what their family can afford. To learn how much aid you might qualify
for, you and your parents can use the FAFSA
4caster at: http://www.fafsa4caster.ed.gov/.
There are several kinds of need-based financial aid:
MERIT-BASED GRANTS
Not all aid is financial
need. You can also get help with your college tuition because of your grades or
test scores, athletics, being in the military, or because of your background,
parent’s employer, or interests.
Merit-based grants and scholarships may come with conditions (for instance, you may get
an athletic scholarship only if you play on the college team) but they do not
need to be repaid.
You can learn more about
scholarships at the College Board’s web site. Log on to www.collegeboard.com, then click on
either “For Students” or “For Parents” and then click on “Pay for College.” This section of the
web site has information about all types of financial aid and links to several
“Scholarship Finder” sites. You can also learn more from the Washington State
Higher Education Coordinating Board: www.hecb.wa.gov/Paying/index.asp.